Joint Account
SHARED BANKING

Better Together

Manage shared finances seamlessly with our free joint account. Perfect for couples, families, or housemates.

Joint Account

€0/month

  • 2 free debit cards
  • Shared expense tracking
  • Individual app access
  • Bill splitting features

Designed for Shared Finances

Everything you need to manage money together, transparently and efficiently

Equal Access & Control

Both account holders have full access and equal rights. View transactions, make payments, and manage the account together.

Smart Expense Tracking

See who spent what and when. Categorize expenses automatically and track spending patterns together.

Automatic Bill Splitting

Split bills fairly with built-in calculators. Perfect for rent, utilities, groceries, and shared expenses.

Real-Time Updates

All transactions sync instantly. Both partners see the same balance and transaction history in real-time.

Shared Savings Goals

Set and track savings goals together. Whether it's a vacation, new home, or emergency fund.

Complete Transparency

No hidden transactions. Both partners can see all activity, promoting trust and open communication.

Perfect For

Couples

Manage household expenses, save for your future, and build financial harmony together.

Families

Track family expenses, manage allowances, and teach financial responsibility.

Housemates

Split rent, utilities, and groceries fairly. Keep shared expenses organized.

Business Partners

Manage small business expenses transparently with equal access for partners.

Open Your Joint Account in Minutes

Both account holders need to complete the process

1

First Person Applies

One person starts the application and completes identity verification. They'll receive an invitation link to share.

2

Second Person Joins

The second person uses the invitation link to complete their part of the application and verify their identity.

3

Account Activated

Once both verifications are complete, your joint account is instantly activated. Order your free cards!

4

Start Banking Together

Both partners download the app, set up their access, and start managing finances together.

Joint Account Pricing

€0/month

No monthly fees, ever

  • 2 free debit cards
  • 5 free ATM withdrawals/month
  • Unlimited free transfers
  • Individual app access

Premium Features Included

  • Automatic expense categorization
  • Shared savings goals
  • Bill splitting calculator
  • Monthly spending reports

Joint Account Questions

Do both people need to be present to open the account?

No, you can complete the application separately online. Each person verifies their identity individually.

Can we have different spending limits?

The account offers equal access to both holders. For individual limits, consider separate accounts with shared visibility.

What happens if we want to close the account?

Both account holders must agree to close the account. The balance is split equally unless you specify otherwise.

Can we add more people to the account later?

Joint accounts are limited to two people. For group accounts, consider our business account options.

Start Managing Money Together

Open your free joint account today and enjoy transparent, shared banking

Cookie Consent

We use cookies to enhance your experience on our website. By continuing to browse, you agree to our use of cookies.

You can manage your preferences or accept all cookies. Learn more

Cookie Preferences

Necessary Cookies

These cookies are essential for the website to function properly.

Analytics Cookies

These cookies help us understand how visitors interact with our website.

Marketing Cookies

These cookies are used to deliver personalized advertisements.

Functional Cookies

These cookies enable enhanced functionality and personalization.

Live Support